Purchase
A mortgage sized to the house you are actually writing on. Pre-approval here is a full application with Tried & True, not a soft teaser.
Tried & True Home Loans · NMLS #2781633
The loan is not a side conversation.
Edson J. Medrano is a mortgage loan originator, NMLS #2781633, originating under Tried & True Home Loans, a division of Rise Realty (company NMLS #2034819).
Disclosure
Who originates the loan.
I am not an independent bank. Purchase and refinance files I originate are with Tried & True Home Loans, a division of Rise Realty (DRE #01957687, NMLS #2034819). Broker of Record: Travis Breton. This page is not a commitment to lend and does not quote rates.
Start the application
Programs
High-level only. Your file decides the rest.
Refinance
Rate-and-term or cash-out when the numbers justify it. I will say when they do not. No “you are pre-approved” banners with a mystery APR.
FHA
Lower down payment, flexible credit overlays depending on the file. Useful for many first-time buyers in Los Angeles County — not automatically the cheapest money.
VA
For eligible veterans and service members. Entitlement, occupancy, and residual income all matter. I will walk the eligibility questions before you spend a weekend touring.
Conventional
The default for many purchase and refinance files. Down payment, PMI, and pricing from the credit/LTV grid — explained in English, not overlay slang.
Same person at closing
I am the REALTOR® and the MLO. When the appraisal comes in or the underwriter asks a question, you are not introduced to a new voice.
Pre-approval
The button goes to a real application.
“Get Pre-Approved” opens the Tried & True Home Loans application in a new tab, assigned to this loan originator. It is not a rate shop and not a contact form. If you would rather talk first, call (818) 669-6142 or use the contact page.
Edson J. Medrano is a California REALTOR®, DRE #02240468, and a mortgage loan originator, NMLS #2781633, with Rise Realty (DRE #01957687, NMLS #2034819). Broker of Record: Travis Breton. Loans are originated under Tried & True Home Loans, a division of Rise Realty (company NMLS #2034819). Licensed in California.
This website is for informational purposes only and is not a commitment to lend. All loans are subject to credit approval, underwriting, and property eligibility. Equal Housing Opportunity.
NMLS Consumer Access: www.nmlsconsumeraccess.org